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About ten years back, it was very strange that somebody wanted to work even after retirement. Every retiree just wanted to stop working and enjoy life. It took all by surprise that an acquaintance wanted to continue after retirement as a contractual employee for a smaller remuneration. He did it for many years. When we checked on him, he did not have any bad habits or overspending nature but he could not bear the expenses because of the family burden of six people which included two sons and their spouses. For many, it may be queer but it is quite normal in tier-two cities and villages in India where the head of the family has to take responsibility for financial matters for a long period. At that time, his sons were struggling because they had no formal jobs. In other words, they followed their passion in life and did some odd jobs. Therefore, money was not enough.
In today’s time, working even after retirement has become a hard reality and very common. Many are not going to accept it but it is true. If no proper planning is there, one has to continue to do work even after retirement. Many will say that they are doing it to kill time. Then, they should not charge. Many people get busy by working in NGOs without charging anything. Therefore, there must be some financial problem. We have the habit of showing pretty faces even in dire situations. In principle, people do not like to work. After sixty, only a few have passion after a long period of grinding. People extend retirement age out of compulsion. Nowadays, people have diminishing savings and increasing expenditures. Probably, every one of us has to work even after retirement not for a hobby but to survive!
Students need to understand this and plan their careers. Once the career is settled, everything falls in line.
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